The world is becoming more computer savvy and that could be good news for your wallet. A digital native is a person that was born or raised during the digital age making them more familiar with computers at an early age. According to an economist from HSBC Bank with more people around the world gaining internet access the population of digital natives is growing. He says this means the marketplace will change and the price of goods and services will begin to drop because of things such as comparison websites, improved supply chains, access to alternative products and new technology. So as companies try to stay afloat in the new market they will have to drop prices in order to keep customers and remain competitive. This is where the government needs to stay on its toes. Lower prices leads to people spending more which as we know leads to institutions becoming more willing to hand out money. Economists say as recent history shows us a cut in interest rates and easy to obtain loans is not the answer. Don’t believe me? Google it.